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UBI
UBI Insurer Scoring
Start pitch
Talk track
Their problem
How we install
Alerts they get
Business result
Step 1: Their problem
Carriers want premium relief tied to measurable safe driving.

They say

We are not ready for enterprise telematics pricing.

We say

ValenTrack starts on trailers with battery devices — add tractors and SpartanLync TPMS on Wialon when ROI is proven.

They say

Drivers will push back on more gadgets.

We say

Trailer and OBD installs are outward/asset-side; position as utilization and safety, not surveillance.

They say

Our insurer has not asked for video yet.

We say

Video plus GPS on Wialon strengthens claims today and positions you for UBI credits when the program renews.

Platform + OBD
Hardware & install
TorchX 100
~40 min install

TorchX CAN data for harsh brake, speed, and idle scoring — Wialon exports aligned to insurer telematics specs.